I BELIEVE in MY DAILY WORK, for I have found that my doing it contributes not only to my personal well being, but also to the well being of my fellow-men.

I BELIEVE in MY CAPACITY FOR DEVELOPMENT, for I have had ample proof that any man can train himself to render a larger and a more exceptional service the older he becomes.

I BELIEVE in PURPOSEFUL STUDY AS A MEANS OF MENTAL GROWTH, for all my life I have seen usefulness, advancement, and prosperity come as a matter of course to men with their perspective widened and their reasoning ability developed by means of concentrated study.

I BELIEVE in OPPORTUNITY, for I can name many men who have achieved success in business because of their unflagging desire for success, their earnest efforts to attain it, and their worthiness of it.

I BELIEVE, therefore, IN MAKING THE MOST OUT OF MYSELF, day by day, week by week, month by month, for I know I shall thus gain the most enduring of all rewards – not only increased earning-power, but peace and satisfaction of mind and spirit.